Certificates Rates

Regular and IRA Certificates

Current as of

Term Dividend Rate APY* Minimum Balance Required1
18-Month CD Special - LIMITED TIME 2.37% 2.40% $500
30-Month CD Special - LIMITED TIME 2.52% 2.55% $500

Term Dividend Rate APY* Minimum Balance Required1
6 Months 0.99% 1.00% $500
12 Months 1.49% 1.50% $500
24 Months 1.83% 1.85% $500
36 Months 2.05% 2.07% $500
48 Months 2.15% 2.17% $500
60 Months 2.26% 2.28% $500

*APY Is The Annual Percentage Yield. The Annual Percentage Yield is the highest dividend rate available. Highest dividend rates require eStatements. If you have eStatements when you open or renew a Mills42 Certificate, you'll automatically earn the highest published dividend rate for that certificate. Without eStatements, our lower standard rate will apply, inquire within for other rates. Rates are subject to change without notice. Once a certificate is issued, the rate will remain in effect for the term of the certificate. Dividends are compounded daily and posted monthly and at maturity date. Dividend penalties may apply for early withdrawals. Refer to the Mills42 FCU Fee Schedule and Certificate Account Disclosure and Agreement. Member eligibility is required.

1 Minimum balance of $500 is required to open account and earn dividends. Kids Club minimum balance of $200 is required to open account and earn dividends.