Don’t pay the price for being energy efficient.
Making your home more energy efficient is a smart, easy way to save a lot of money on your heating and cooling costs, while being environmentally friendly at the same time. For both of these reasons, Mills42 has partnered with Mass Save and NH Saves to offer incredible loans and rates on qualified home improvements. Best of all, we can close your loan in as little as one business day!
New offering!
Take advantage of Mills42's newest loan offering with Mass Save. You may qualify for 0% financing up to $50,000¹ for qualifying energy-efficiency upgrades for heat pumps and water heaters, and up to $25,000 with 0% financing¹ for other qualifying energy-efficiency upgrades.
- Qualifying upgrades include:
- Weatherization²
- Pre-weatherization barriers²
- ENERGY STAR certified replacement windows³
- Residential batteries enrolled in ConnectedSolutions
Review your Mass Save options today and call us to get started.
After you review the program that applies to you, talk to us. We’ll get your loan application started and talk you through the process.
- Improvements that qualify include:
- Attic, wall and basement insulation
- High-efficiency heating systems
- High-efficiency domestic hot water systems
- Solar hot water systems
- ENERGY STAR® windows
To apply for the loan you must own and reside in a one- to four-family home and obtain a Home Energy Assessment through the Mass Save Program. To get started, contact Mass Save at 866.527.7283 to schedule your home assessment.
In partnership with NH Saves, Mills42 can also provide 2.00% APR¹ Home Energy Efficient Improvement Loans to qualified members who wish to perform Home Performance with ENERGY STAR® (HPwES) home weatherization work that qualifies for HPwES rebates. It includes adding insulation, air sealing, and other approved energy efficiency improvements to your home. Other additional measures may also be covered. Contact your utility for details.
| Loan Amount | Max Loan Repayment Term | Monthly Payment per $1,000 |
|---|---|---|
| $1,000 up to $2,000 | 2 years | $42.54 |
| $2001 up to $4,000 | 3 years | $28.64 |
| $4,001 up to $6,000 | 4 years | $21.70 |
| $6,001 up to $9,000 | 5 years | $17.53 |
| $9,001 up to $12,000 | 6 years | $14.75 |
| $12,001 up to $15,000 | 7 years | $12.77 |
Once you’ve gone through the assessment and have decided what projects you want to tackle, give us a call or come by the branch so we can get the loan process rolling. There are no application fees and the whole process is fast and easy. View this flow chart to see the actual steps involved.
Not a member yet? We’ll take care of that for you as you’re opening your account or taking out a loan. If you want to get a jump-start, enroll online or just give us a call at 978.328.5100. We’ll be happy to help you build from here.
¹ Current Annual Percentage Rate (APR) is zero percent. Must meet program eligibility requirements to participate. Eligibility for the HEAT Loan is based on findings from the Home Energy Assessment and require pre-approval. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval. Additional terms and conditions apply.
² Up to $50,000 when installed in conjunction with a program eligible heat pump project.
³ Must be in conjunction with completed weatherization recommendations.
Note: The maximum loan amount is over the lifetime of a customer’s energy efficiency upgrades. Eligible energy efficiency measures can be financed until the maximum loan amount is reached.