Find an ATM

A fee-free ATM is always nearby.

Don’t you just hate when you plug your ATM card into an automated teller machine and you get a message that tells you how much you’re about to be charged for your transaction? Charge you for withdrawing your own money? We think that’s just ridiculous. That’s why Mills42 is a member of three different national ATM networks so you can do what you need to do, around Lowell or across the country, without getting hit with extra fees. Here’s what to look for:

CO-OP® Network

Co-op NetworkOur primary ATM and Debit Card network, CO-OP® works only with credit unions (but not all credit unions, so be sure to look for the CO-OP® logo). When you’re using a CO-OP® Network ATM, you’ll be able to do things like check balances and withdraw money from checking or savings without being charged a usage fee. Some CO-OP® network ATMs will also accept deposits. So if you’re a past M/A-COM member and you now live out of state, or if you just don’t have time to stop by our branch in Lowell, you can still make deposits conveniently and easily.

And with 28,000 CO-OP® locations across the country, almost 30 right in Lowell, our members have more access to ATMs than customers of some of the largest financial institutions in the country! Imagine that.

For more information on the CO-OP® network, visit their website. You’ll be able to download their app to your SmartPhone so you can always easily locate a free ATM. There are also text, GPS and phone options to help you find the closest ATM location.

NYCE® and SUM® Networks

SUM/NYCE NetworksIf you can’t find a CO-OP® ATM near you, look for one with the NYCE® or SUM® logo. These networks are used by both credit unions and banks so if you can’t find a nearby credit union, you’ll still be able to find a fee-free machine. Like with the CO-OP® network, some NYCE® ATMs also allow deposits.

Ready to put the power of more than 28,000 ATMs in your pocket? Come talk to us about how to get your Mills42 debit or ATM card today.

Not a member yet? We’ll take care of that for you as you’re opening your account or taking out a loan. If you want to get a jump-start, enroll online or just give us a call at 978.328.5100. We’ll be happy to help you build from here.

Funds Availability Policy Disclosure

Electronic Funds Transfer Agreement and Disclosure