We take checking to a higher level.
Anyone who can keep a positive balance in their checking account in this day and age should get an award. Or in the case of our interest-earning checking account, a reward.
With a Mills42 Rewards Checking account, you can earn a whopping 1.50% APY* on your account balances up to $10,000 when you follow some basic requirements each billing cycle. That’s higher than the interest you can earn on nearly all Certificates of Deposit or Money Market accounts out there these days. In fact, your Rewards Checking account can perform double duty as both a checking account and an excellent savings vehicle with a guaranteed rate of return.
But that’s just scratching the surface. You’ll also have access to all of these features:
- Free Mobile Banking* App for Android and iPhones
- Free Online Banking with Bill Payment
- Person-to-Person Payments (accessed through Online Bill Payment)
- Free eStatements
- Free MasterCard™ Debit Card
- Courtesy Pay
- We'll cover any of your insufficient funds items from checks and ACH transactions. Members who qualify for Courtesy Pay will receive up to $400 of overdraft balance coverage. Each overdraft transaction covered will trigger a $28 charge. But the good news is that you'll avoid insufficient funds fees from merchants, not to mention the embarrassment and inconvenience of bouncing a check.
- Account Alerts via Email or Text Messaging
- Set up Alerts for:
- Check Number
- Loan Payment Due
This is for personal accounts and can only be opened in person at the branch. So if we’ve piqued your interest and you want to earn more money, stop by and see us.
Not a member yet? We’ll take care of that for you as you’re opening your account or taking out a loan. If you want to get a jump-start, enroll online or just give us a call at 978.328.5100. We’ll be happy to help you build from here.
Click here to see our Fee Schedule
*APY = Annual Percentage Yield. Account will earn 1.50% APY on balances up to $10,000 when account requirements are met during the eligibility cycle (Eligibility Cycle starts on the first day of each month and ends the last day of each month). To qualify for bonus dividends new members must apply for account in person. Rates are accurate as of 07/01/2014. This is a variable rate account and the interest rate and APY may change at any time after the account is opened. Available on personal accounts only. To earn the maximum APY, you must post a minimum of 12 debit transactions (excluding ATMs), receive monthly account statements electronically, and have at least one recurring ACH (automated clearinghouse) debit transaction or Bill Payer transaction per month. If these conditions are not met during the eligibility cycle, the account will earn 0.00% APY. If account is negative at any time during the monthly statement cycle, the account will not earn any bonus dividend for that month. Balances greater than $10,000 will earn 0.20% APY. Other restrictions and terms may apply. Rates and terms are subject to change.
**Message and data rates may apply from your wireless carrier. Check with your provider for specific fees and charges.