Fee Schedule

Effective September 26, 2018

Checking Account Fees and Charges
Checking Account FREE, no monthly service charge
Overdraft Transfer $3.00 per item paid
Check Orders Prices may vary depending upon style
Insufficient Funds/Return $28.00 per item
ACH Insufficient Funds/Return $28.00 per item
Courtesy Pay $28.00 per item
Overdrawn Account $27.00
Checking Account / Bill Payer Stop Payments $25.00 each
Copy of Draft/Check $15.00 each | FREE Online

MasterMoney™ Debit/ATM Card
Point of Sale Purchase FREE
Transactions at Mills42 ATM Machine FREE
ATM Transactions First 5 FREE per month | $1.00 in excess of five. Other institutions may surcharge for using their ATMs
Replacement Card $22.00

Deposited Check Returned
Collectible $12.00
Uncollectible $25.00

Christmas Clubs
Early Withdrawal $7.00 per withdrawal

Wire Transfers
Incoming Wire $10.00
Outgoing Wire Transfer (Domestic Only) $28.00

Online Banking Services
Online Banking FREE
E-Statements FREE
Online Bill Payer FREE
Copy of Bill Payment Item FREE
Mobile Banking FREE

Super Saver Account Fees and Charges
A monthly service charge will be assessed if you exceed the allowed number of transactions or if your balance falls below the minimum required balance at any time during the calendar month.
Monthly Service Charge $7.00

Other Service Fees
IRA Outgoing Rollover/Transfer $25.00
IRA Early Closure (Within 12 Months) $15.00
Money Order $3.00 each, ($1,000 Maximum)
Early Account Close Out Fee $15.00 (Account Opened < 12 Months)
Inactive Member $5.00 Monthly (No Activity for 12 Months) Waived when account enrolled in eStatements or account balance $500 or greater
Account Research $25.00/HR (1-Hour Minimum)
Share Below Minimum $15.00
Dormant Official Check Processing $2.00
Dormant Account $50.00 (No Activity for 18 Months)
Bank Check $3.00 each
Federal Express Delivery $20.00
Attachment/Levy $50.00
Notary Public Services FREE for Members, $1.25 for Non-members
Mortgage Letter of Subordination $300.00
Replacement/Copy of Discharge $75.00
Written Mortgage Payoff Statement $65.00
Replacement/Interim Statement $15.00 | FREE Online
Returned Mail/Bad Address $3.00 monthly
Loan Coupon Book $10.00
Phone Inquiries/Transactions $2.00
Phone Payment to Mills42 Loan $15.00
Phone Payment to Mills42 VISA® $15.00 | FREE online
Non-member On-Us Check Cashing Fee $5.00