Mills42 VISA® Credit Cards

Paper or plastic?

A Mills42 VISA® Credit Card is so much safer than carrying around a lot of cash, and far more convenient than writing checks. And it’s accepted worldwide, wherever you see the VISA® symbol. Plus we offer a low interest rate and no annual fee, so it’s safe, convenient and thrifty.

In fact, for a limited time we’re offering a 3.99% APR* balance transfer rate that is good for 18 months from the date your balance transfer is processed. Bundle up your other high-rate credit cards into one easy payment and save more every month. Plus, there are no balance transfer fees, so you have nothing to lose but high interest rates.

The only question is, which card is right for you: Our standard, low-rate VISA® or our Cash Back® VISA that pays you back a percentage of your purchases?

If you are an existing Mills42 VISA® Credit Card holder, gives us a call or stop by the branch and talk to a Loan Officer.

For new card applicants who are not currently an existing Mills42 VISA® Credit Card holder, please complete the following online application.

  • Mills42 VISA® Credit Card Services Phone Numbers:
    • VISA® Automated Line: 800.843.5463
    • Lost/Stolen VISA® Credit Card: 866.604.0381
    • VISA® Credit Card Activation (within the U.S.): 800.543.5073

Not a member yet? We’ll take care of that for you as you’re opening your account or taking out a loan. If you want to get a jump-start, enroll online or just give us a call at 978.328.5100. We’ll be happy to help you build from here.

*APR is the Annual Percentage Rate. Rates are determined based on personal credit history. All rates and fees are subject to change without notice. Other restrictions may apply. Membership eligibility is required.