Round Up Savings


Using your cents makes excellent financial sense.

We offer an ingenious yet very simple way to help you save money every time you spend money.

It’s called Round Up Savings* and it works like this: Every time you use your Mills42 MasterCard™ Debit Card to make a purchase, the withdrawal from your checking account will be rounded up to the next whole dollar. The difference between what you are spending and the rounded up amount will be deposited into a special interest-bearing savings account.

Here’s an example: If you go to the grocery store and your bill comes to $56.89, your checking account will be debited for $57.00. The original $56.89 will go to the grocery store and the remaining 11 cents will be automatically transferred into your Round Up Savings account.

You might not think you'll save much by adding a mere 11 cents to your account, but if you use your debit card frequently, you’ll be amazed at how quickly that change will add up. And you won’t even miss the difference. It’s like saving money without even trying.

Apply online, call us, or come in and talk with us about how you can start your Round Up Savings account today. The sooner you get started, the bigger your account will grow.

Not a member yet? We’ll take care of that for you as you’re opening your account or taking out a loan. If you want to get a jump-start, enroll online or just give us a call at 978.328.5100. We’ll be happy to help you build from here.

*With each Mills42 MasterCard™ Debit card transaction, Mills42 will round up the transaction amount to the next whole dollar. This difference will then be deposited into the associated Mills42 Round Up Savings account. Round Up Savings balance will earn Annual Percentage Yield listed above. Dividends are compounded and credited monthly based on the average daily balance in the Round Up Savings account. Maintaining a Mills42 checking account with Mills42 MasterCard™ Debit card are required. Rates and terms are subject to change without notice. Member eligibility is required.